I see people online say things like “we need to hold each other accountable” and “I wanna save money.” There is a lot of what I want to do and a lot less of I am actually doing. I want to help make the process of doing better financially (with the help of some dope applications) easier. A lot of being good at handling your financial situation is knowledge. So here goes some of the best money apps n shit that I have continued to use over the last couple years.
Here are 5 quick tips on how to increase your credit score. There are many other ways you can use to increase your credit score but if you want yours to “Jumpman, Jumpman, Jumpman, them boys up to somethin” these are sure ways to give your score a quick boost. Check out these 5 tips to increase your credit score:
Online I found this cool letter that may actual work to remove PAID collection accounts. This letter was used after contacting the collection agency previously about removing the account.
Below is a link to the whole FCRA. This is the bylaws credit bureaus and creditors must follow when it comes to reporting your credit report information.
Contrary to popular belief.. There is one place and one place only to get your free annual credit report. This website is supported by the Federal government and will provide you with the most accurate report.
Let’s start with the basics.
Your credit score is basically your financial GPA [highschool]. It’s so that colleges [creditors] can have a general idea of how you handle class [creditworthiness]. They want to know do you turn in your homework [pay your loans on time], did you show versatility based on the electives you chose [diversify the type of loans] and did you fail any classes [missed payments, public records, or collections].
One thing I love is a good bargain or sale or whatever you want to call it, but one thing I love more than that is FREE. Now sometimes free comes with some stipulations which may not make the free worth the time but in some rare occurrences the free is all the way worth it. One of those all the way worth it free things is Credit Karma. It’s secure [as secure as anything can be these days], has useful information, an app and its FREE FREE FREE FREE FREE!!