This post is a step-by-step guide to disputing fraudulent accounts. This is an easy and free way to remove fraudulent accounts from your credit report.
I was on the phone with a good friend of mine, Ndi, she told me her brother was in a susu. I instantly said “a who who, spell that” lol.. She explained to me a “SU SU.. S..U..S..U, its a group of people saving together to gain money fast for a business” or something like that. Still a little confused I asked her to explain more, she said “So lets say 10 people put $100 in the pot once a month and each month one person gets to collect the total, so everyone puts in and gets no less than the same amount”… *light bulb goes off*
So, you get your credit report and you see a bunch of information you know for sure isn’t yours, what do you do? Initially you think it’s fraud right? Yup, you think it’s fraud and you are ready to call the police and credit bureaus. What if I told you it could be a mistake, would you believe me? Probably not. How can the credit bureaus get anything mixed up if they have my social? Well, you will be surprised how much stuff can get mixed up.